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WHAT DOES BANK OF TURTLE LAKE DO WITH YOUR PERSONAL INFORMATION?
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| Why? |
Financial companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all sharing.
Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the
product or service you have with us. This information can include:
| • Social Security number |
• Transaction or loss history |
| • Payment history |
• Credit history |
| • Transaction history |
• Credit scores |
When you are no longer our customer, we continue to share your information
as described in this notice. |
| How? |
All financial companies need to share customers' personal information to
run their everyday business. In the section below, we list the reasons
financial companies can share their customers' personal information; the
reasons Bank of Turtle Lake chooses to share; and whether you can limit
this sharing. |
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| Reasons we can share your personal information |
Does Bank of Turtle Lake share? |
Can you limit this sharing? |
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes-
to offer our products and services to you |
No |
We don't share |
| For joint marketing with other
financial companies |
No |
We don't share |
For our affiliates' everyday business
purposes-
information about your
transactions and experiences |
No |
We don't share |
For our affiliates' everyday business
purposes-
information about your
creditworthiness |
No |
We don't share |
| For non-affiliates to market to you |
No |
We don't share |
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| Questions? |
Call 715-986-4181 or go to www.banktl.com |
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| Who we are |
| Who is providing this notice? |
Bank of Turtle Lake |
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| What we do |
| How does Bank of Turtle Lake
protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
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| How does Bank of Turtle Lake collect my personal information?
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We collect your personal information, for example,
when you
| • Open an account |
• Provide employment information |
| • Deposit money |
• Apply for financing |
| • Make deposits or withdrawals from your account |
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We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can't I limit all sharing?
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Federal law gives you the right to limit only
• sharing for affiliates' everyday business purposes - information about your creditworthiness
• affiliates from using your information to market to you
• sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more info on your rights under state law. |
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| Definitions |
| Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies..
• Bank of Turtle Lake has no affiliates. |
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies.
• Bank of Turtle Lake does not share with nonaffiliates so they can market to you. |
| Joint marketing |
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
• Bank of Turtle Lake doesn't jointly market. |
| Other Information |
For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. we will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For Vermont Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization, and we will not share personal information with affiliates about your creditworthiness without your authorizations. |
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